She usually buys her grandchildren, nieces and nephews lots of gifts around the holidays _ bicycles, educational games, clothes — but this year she is just struggling to keep her North Las Vegas, Nev., house.
The interest rate on her four-bedroom home loan shot up in October and she is $6,000 behind on her payments. She now owes $168,000 on her home, which once was worth $220,000 but is now worth about $150,000. In the past, when times were tough, she would borrow against her home's equity — that's no longer possible.
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Source : msnbc.msn.com
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